The positive pay component lets you view information and make decisions about questionable checks written against your accounts. You can also create a list of checks and check information, called a positive pay check record, that you can upload to the system. The system then compares checks set to clear with the positive pay checking record, and records non-matching items as positive pay exceptions, which you can review to decide whether the transaction should proceed or not.
From this page:
View the Positive Pay Exception Summary – click an account in the Account list to display its positive pay exception details.
Make decisions on exceptions – select Return to return the check and not allow the payment, or select Pay to make a payment, then click Done, and on the confirmation page, click Done again. The default decision is Return.
Generate Positive Pay reports – click Reporting to access the Cash management reports page, where you can generate reports on your exceptions summary, positive pay decisions, and activity. See Working with Payments and Transfers Reports.
Upload check records – click Upload Checking Record to upload positive pay exception records for use with external applications. See, Uploading Positive Pay Records.
Build a check record file – click Build Manual File to create a manual check record file. See Building a Manual File.